the ECB has proposed capping

In response, the ECB has proposed capping the digital wallet at €3,000: large enough for people to want to use the digital euro, but small enough to limit any harm to the financial system. ECB officials also argue that the risk of bank losses would be further reduced by the fact that the digital euro would – like cash, but unlike savings deposits – not generate any returns. The so-called ‘reverse waterfall’ mechanism, whereby digital wallet payments exceeding the €3,000 holding limit would be automatically drawn from citizens’ bank accounts, would further discourage the digital euro’s widespread use, they argue. สล็อต เว็บตรง